Privacy Policy

Welcome to Student Loan Calculator ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at https://studentloan-calculator.com.

Location: Shenzhen, China

2.1 Information You Provide

When you use our calculator tools, we may collect information you voluntarily provide, including:

• Loan amounts and terms entered into our calculators
• Contact information if you reach out to us
• Email address if you subscribe to our newsletter

2.2 Automatically Collected Information

We automatically collect certain information when you visit our website:

• IP address and location data
• Browser type and version
• Operating system
• Pages visited and time spent on pages
• Referring website addresses
• Device information

2.3 Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience. For more information, please see our Cookie Policy section below.

3. How We Use Your Information

We use the collected information for the following purposes:

• To provide and maintain our calculator services
• To improve and personalize user experience
• To analyze website usage and optimize performance
• To communicate with you about updates or changes
• To respond to your inquiries and provide support
• To display relevant advertisements through Google AdSense
• To comply with legal obligations

4. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:

• Service Providers: With trusted third-party service providers who assist us in operating our website
• Analytics Partners: With Google Analytics to understand website usage
• Advertising Partners: With Google AdSense for displaying relevant advertisements
• Legal Requirements: When required by law or to protect our rights
• Business Transfers: In connection with any merger, sale, or acquisition

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

6. Your Rights and Choices

You have the following rights regarding your personal information:

• Access: Request access to your personal information
• Correction: Request correction of inaccurate information
• Deletion: Request deletion of your personal information
• Opt-out: Opt-out of marketing communications
• Cookie Preferences: Manage your cookie preferences

7.1 What Are Cookies

Cookies are small text files stored on your device when you visit our website. They help us provide a better user experience and understand how our website is used.

7.2 Types of Cookies We Use

• Essential Cookies: Necessary for website functionality
• Analytics Cookies: Help us understand website usage (Google Analytics)
• Advertising Cookies: Used to display relevant ads (Google AdSense)
• Preference Cookies: Remember your settings and preferences

7.3 Managing Cookies

You can control and manage cookies through your browser settings. Please note that disabling certain cookies may affect website functionality.

8. Third-Party Services

8.1 Google AdSense

We use Google AdSense to display advertisements. Google may use cookies to serve ads based on your prior visits to our website or other websites. You can opt out of personalized advertising by visiting Google's Ads Settings.

8.2 Google Analytics

We use Google Analytics to analyze website traffic. Google Analytics uses cookies to collect anonymous information about website usage. You can opt out by installing the Google Analytics Opt-out Browser Add-on.

9. Children's Privacy

Our website is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If we discover that we have collected information from a child under 13, we will delete it immediately.

10. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Effective Date" at the top.

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

13. Legal Basis for Processing

We process your personal information based on the following legal grounds:

• Your consent for cookie usage and marketing communications
• Legitimate interests in providing and improving our services
• Compliance with legal obligations